ID

Iryna Denysenko

United States

Reviews

Review of Figo Pet Insurance


Rated 1 out of 5 stars

Very disappointed with Figo.

Very disappointed with Figo.
I purchased insurance for my pets expecting reliable support, but instead I’ve faced constant refusals and shifting explanations.
1. First denial: I was told that “the first month isn’t covered,” even though this was never clearly communicated at the time of purchase.
2. Second denial: They claimed that because my cat is not spayed, any health issue is automatically considered a consequence of that.
3. After that: Every single claim has been dismissed as a “pre‑existing condition,” regardless of the situation.
The most absurd case was when my cat jumped off the couch, twisted her leg, and her paw became swollen. A simple injury that needed attention. Pet Claude refused the claim, stating that she “has cancer and they won’t cover it.”
My cat has never been diagnosed with cancer. This was just another excuse not to provide coverage.
This company seems focused on avoiding payouts rather than helping pets and their owners. Constant denials, contradictory explanations, and a complete lack of accountability. I do not recommend Figo.

January 21, 2026
Unprompted review

Reply from Figo Pet Insurance

Hi Iryna, thank you for reaching out and we’re so sorry to hear about this. We pride ourselves on being able to assist our pet parents, so we’d love to speak further and get more information. Please reach out to us at (844) 738-3446 so we may address any questions or concerns about any specific claims in greater detail.