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Money - Buy-to-let

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Landlords get two more years to make homes eco-friendly as Miliband extends 2028 deadline

The maximum amount landlords will be expected to pay for the upgrades has been cut by £5,000 under the Warm Homes Plan. read


Annual rents fall for the first time in 15 years - here's where they are slipping the most

Rents ended 2025 below where they started for the first time on record, according to the latest figures from Hamptons. read


Ground rent cap for leaseholders: What is changing, why is it controversial and when will it happen?

The 4.2million leaseholders who pay ground rent could be set to see their annual bills go down under plans announced by Kier Starmer today. read


Average rents fall for only the second time in five years - but some towns still see prices jump

More homes available to let and more first-time buyers are among the factors behind the drop in asking rents. read


My investment property is still down after 19 years: 'Money Mum' Gemma Bird reveals buy-to-let 'disaster' costing her £1,600 a year

She may be an expert money saver but Gemma Bird has revealed she is still losing money on a buy-to-let she bought just before the 2008 financial crisis. read


The best buy-to-let mortgage rates for landlords: Should they fix or risk a tracker?

We share the best buy-to-let mortgage rates for both personal name and limited company mortgages. These rates were the best deals sourced as of 9 January 2026. read


It's all change for landlords in 2026: Here's what they need to look out for

From the seismic Renters Rights Act to new energy rules and potentially falling rents, here is what buy-to-let landlords will be contending with this year. read


Will house prices rise or fall in 2026? The seven forecasts that matter for the UK property market

House price growth was hampered by Budget tax rumours and a sluggish economy in 2025. Will things improve in 2026? read


Will interest rates fall in 2026... and will mortgages get cheaper?

Homeowners saw rates go down this year, as the base rate fell four times. Does 2026 hold further cuts from the Bank of England - and what influences this? read


Demand for homes to rent slides as more people get on the ladder: Will it make rents cheaper?

The number of tenants seeking a home has fallen by 20% over the last year, according to Zoopla, which could mean rents rise less quickly. read


I bought a property off-plan in 2023: Can I withdraw or re-negotiate given the developer is now selling the same homes for below what I paid?

Now we are fast approaching completion and the property market in the location I am buying seems to be in turmoil. read


Spain STILL top country where Britons search for homes abroad... but we're also now dreaming of Dubai while wealthy expats look to Italy

The property website has also revealed the five most-wanted holiday homes, from a humble cottage in Italy to a Mallorcan villa which sleeps 29 people. read


We're landlords and the Government's tax raid will drive people like us away from buy-to-let

Brothers Jim and Dan Holland want to create a 50-strong property portfolio, but are concerned about what they see as Labour's hostility towards landlords. read


House prices will rise 2.5% next year as East Midlands overtakes London in growth stakes

A change is underway in the property market as property price growth in the Midlands far outpaces sluggish London, data shows. read


Buyers can get the BIGGEST discounts on new homes for a decade: Seven steps to negotiate a good deal

Property experts say buyers are in a strong bargaining position and can knock prices down by 13% - if they can spot the signs of a development struggling to sell. read


Buy-to-let hotspots revealed: Where you can still get returns of up to 10% - and areas you'd be mad to invest in

Is there any point any more trying to boost your income with a little money from a buy-to-let property? Out analysis shows there is still money to be made - but in an ever-shrinking number of areas. read


Tenants warned rents will be hiked after Budget tax raid on landlords - and more will sell up

Tenants will foot the bill for painful tax hikes Rachel Reeves imposed on landlords in the Budget, property insiders warn. read


Rachel Reeves to stage ANOTHER tax raid on landlords as income tax on rents is ratcheted up

The changes will reduce returns for landlords who have already been pounded by higher taxes and increased regulation since 2016 - and could drive up rents for tenants. read


Burst pipes and boilers on the blink: How to avoid spats between tenants and landlords in winter

All manner of problems can crop up in properties during cold snaps, and nearly half of landlords say they've had a dispute with tenants at this time of year. read


House prices rise in November despite Budget uncertainty, says Nationwide

It follows on from last week's Budget in which Rachel Reeves announced tax hikes on landlords and owners of expensive homes. read


House prices officially forecast to rise £33,000 by 2030 as new Budget property taxes slow growth

The typical home will increase in value by around £33,000 between now and 2030, according to the latest forecast from the OBR.  read


Scottish landlords MOST likely to raise rents - despite being subject to rent controls

Two thirds of Scottish landlords have hiked their rents so far this year, compared to 58% across Britain as a whole. read


Date landlords will be banned from handing out 'no fault' evictions is revealed

The Government has today announced the date that the long-awaited Renters' Rights Act will come into force. read


A THIRD of home sellers have slashed their asking price ahead of dreaded Autumn Budget

Asking price reductions of homes already on the market reached their highest level since February 2024, the property portal said. read


After Rachel Reeves' rental licence misstep, here's what ALL landlords need to know

There are more than 180 laws landlords must obey - and not doing so can result in paying huge sums back to tenants or even a prison sentence. read


Savills reveals the areas where house prices are forecast to rise the most over five years

House prices are forecast to continue rising at a subdued pace, according to leading estate agent Savills, but some areas will massively outpace the average. read


Can we avoid paying the higher stamp duty rate if we move but keep our current home as a buy-to-let?

My partner and I are considering buying a doer-upper that we think we can add significant value to - but will we fall into a tax trap when we sell it? read


Renters' Rights Act becomes law - what it means for tenants and landlords

The sweeping set of reforms mean landlords will no longer be able to carry out so-called 'no-fault' evictions and so cannot get rid of tenants without good reason. read


Rents reach record high as tenants shell out 44% of their pay on a home

Rental costs for tenants have reached new record highs, with tenants shelling out 44% of their pay on rent. read


Leasehold reform edges closer as freeholders lose High Court challenge: What's next for homeowners?

We look at what this latest development means, what leasehold reforms are tabled, and when they are likely to happen. read


Is now a good time to buy my first buy-to-let in the north of England?

I've read that buying a property in the north of England could be a good investment and provide me with strong returns. read


Will the Renters' Rights Bill get me out of my tenancy contract early?

My landlord wants me to sign a two-year rent contract. If I did, would I be able to exit it without any penalties once the new tenant rights bill becomes law? read


Record number of millennials become landlords - despite struggling to get on the housing ladder themselves

Three-quarters of shareholders in new buy-to-let businesses this year were born between 1981 and 1996. read


Rents FALL in London as landlords struggle to sell up ahead of Renters' Rights Bill

The Renters' Rights Bill, which is set to become law in early 2026, will put tighter restrictions on landlords' ability to evict tenants and raise rents. read


As almost one quarter of flats sell at a loss, why have home buyers fallen out of love with leasehold?

A growing number of flat owners are being forced to sell their homes for less than they paid for them, as appetite for single-storey homes appears to wane.  read


Buyers still willing to pay a premium to live close to train stations in major cities despite rise of working from home

Buying within 500 metres of a train station in a major city could cost tens of thousands of pounds more than buying just 1km further away, a study has revealed. read


As Chancellor plans another profits raid... Is it game over for buy-to-let?

An investment that once would have provided a tidy income and been a growing asset has become an increasing burden. read


Rents soar to record high as as tax and costs force landlords to sell up

Rental costs across Britain soared to a record high in August as limited supply bolstered monthly payments, new data reveals. read


House price forecast slashed by upmarket estate agent as oversupply of homes and pre-Budget nerves bite

One of Britain's biggest property firms has once again downgraded its forecasts for future house price growth.  read


Landlord tax raid: What Rachel Reeves' National Insurance plan could mean for buy-to-lets

We explain what taxes landlords currently pay, and what they could face under the new proposals. read


Angela Rayner tax row: Experts explain how stamp duty works on second homes - and what falls foul of the rules

We explain the rules around stamp duty and how much people pay on second homes - and get expert views on Rayner's situation. read


House prices up £9,000 in past year with homes in North East rising nearly 10 times faster than London

The typical home has risen in value by £9,000 over the past year, according to official figures. read


Trustpilot for landlords? Buy-to-let owners to be forced to join a register tenants can check

Landlords may soon need to sign up to a national database that will be visible to councils and tenants, if a controversial piece of legislation goes through. read


New build prices PLUMMET - with one region seeing homes drop £43,000 in a year

Experts suggest that there is a growing disconnect between what developers charge for new build homes, and what buyers are willing to pay. read


House prices are falling say estate agents - but it's a mixed picture across Britain

House prices are falling, according to the latest survey by the Royal Institution of Chartered Surveyors. read


I'm a property expert... Rob Dix on house prices, mortgage rates, buying tips and his best ever investment

This month Rob Dix takes on our quickfire property questions and gives his views on the current state of the market. read


Golden age of house price growth is over, economists claim

The researchers assessed the performance of stocks and shares versus house prices over the past century, and found investing is now winning out. read


Record number of buy-to-let mortgage deals as average two-year rates drop below 5% for first time since 2022

Landlords are being spoilt for choice with the number of buy-to-let mortgages rising to a record high, according to new figures. read


Why Wigan, Blackburn and Falkirk are the new house price hotspots

House prices are going up fastest in places where the average property costs less than £2,000, data shows. read


Rental price boom is over, says Zoopla - but agents warn of more pain for tenants if landlords continue to sell up

The average monthly rent now stands at £1,287, up £35 over the past year, with price inflation running at its lowest since July 2021. read


Can I offer my estate agent a £1,000 bonus if they sell our home for the best price?

I want our home to be the number one priority - is it unethical or even illegal to offer a cash incentive to the agent that sells it? read


A third of Britons want to own a buy-to-let... but is it still a good idea?

While many landlords have done well in recent decades, the investment case for buy-to-let is being questioned more than ever. read


Property expert Phil Spencer on future house prices, mortgage rates and his best ever investment...

This month Phil Spencer takes on our quickfire property questions and gives his views on the current state of the market. read


I'm an auction expert - here's four type of property savvy buyers are snapping up right now

From flats with short leases to bargain homes in beauty spots, we find out what's causing bidding wars in the auction room. read


When are rents cheapest? The best months to bag a bargain in London, revealed

Renters could save themselves hundreds of pounds by moving home during certain months of the year, data shared with This is Money reveals. read


Landlord mortgage rates plummet with HSBC, NatWest and TMW making cuts

Landlords are benefiting from a spate of mortgage rate cuts, with brokers suggesting now could be a good time to lock in a new deal. read


House prices rise almost £3,000 in a month despite stamp duty rise, says Nationwide

Property values are 3.5% higher than a year ago and are closing in on the August 2022 peak, when they hit £273,751. read


Buy-to-let thriving in the North - here's the hotspots where landlords are still investing

Buy-to-let continues to thrive in the north of England, according to analysis by the estate agent Hamptons. read


Demand for student digs and plush offices helping buoy commercial property 'revival'

Having grappled with inflationary pressures and a 'punitive tax regime', commercial real estate is 'turning a corner', findings from Together seen by This is Money suggest. read


Central London property prices have crashed and 'nobody wants to talk about it' warns buying agent

Home sellers in central London are facing a reality check that few of them want to accept - their properties may well be worth less than what they paid for them. read


HMRC rule change set to catch-out landlords: Thousands will soon need to report income and expenses every three months

Landlords are being urged to prepare for a major overhaul in how they report their income to HMRC.  read


How do I choose a letting agent to manage my rental property?

I don't want the hassle of finding tenants or managing the property myself, so I've decided to use a letting agent. What should I look for when choosing one? read


We want to change our buy-to-let into a holiday let - will new rules stop us?

We are worried about Government plans to make 'no fault' evictions harder. Should we serve our tenant notice sooner rather than later? read


Mortgage calculator: Compare fixed rates and interest-only

Our calculator allows you to see how different mortgages stack up, compare repayment and interest-only and see how much interest you will pay over the lifetime of a loan. read


Seven ways to prepare for renting out your property

We reveal some top tips to help you prepare to rent out your home, including sorting out insurance, notifying your mortgage lender and making it easier to find a tenant. read


Ten tips for buy-to-let: Essential advice for property investment

If you are planning on investing, or just want to know more, we tell you the 10 essential things to consider for a successful buy-to-let investment read


Should we use a pricey agent to manage our buy-to-let, or do it ourselves?

We are considering using a letting agent to find a tenant, but are undecided over whether we want to outsource the day-to-day management as well. Would a cheaper online service be a better bet? read


Tax on buy-to-let and how to cut your bill

The taxman will want to know about any buy-to-let returns you make. If you don't declare your income properly or capital gains when you sell, you could be in trouble. read