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MOST RECENT ARTICLES FROM RICHARD BROWNING
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Premium Bonds prize dates for the coming year - find out when your winning number could be coming up in 2026

30/09/23 06:53
The lucky Premium Bonds numbers from £1,000 up to £1m are published on This is Money the first working day of the month - and a full day before NS&I updates its prize checker tool....read

Premium Bonds Calculator: Have I won?
03/08/23 03:00How close have you been to winning your fortune on the Premium Bonds? Our unique calculator will try to show you
What to pack when going on holiday - frequent traveller RICHARD BROWNING shares his checklist
01/04/23 06:00Richard Browning, who recently visited his 54th country and once worked at Heathrow, where dream holidays ended in tatters because people forgot their passports, shares his packing tips
Loan repayments calculator
08/11/22 06:24This independent calculator shows what your monthly payments would be for a given loan, where interest is compounded monthly
Sign up to This is Money's savings alerts to beat the pack on the best buy rates
06/10/22 08:44When This is Money hears about a new best buy savings account that's a really good deal you can be among the first to know.
As the last frost approaches and food security is in the spotlight, former allotment holder RICHARD BROWNING asks: Can you really grow your own food and feed your family?
16/05/20 10:42As the last frost of the year approaches and food supply is in jeopardy, surely grow-your-own is the way to feed your family? RICHARD BROWNING takes a wry look at what that involves.
How long would we survive post-Brexit food shortages before we beg to rejoin the EU - and get the euro? asks RICHARD BROWNING
06/04/19 01:17Protests by Calais customs workers over the extra Brexit workload are already causing 50-mile tailbacks. Are our food supplies about to be controlled by the French?
Redundancy payout calculator
16/08/18 02:35Our redundancy calculator reveals the minimum legal payment an employer must make (brace yourself, it's scary stuff)
How to watch the best films of all time: The movies that a top critic rates as the best in genre - and the streaming services where you can see them - UPDATED with the list from the final episode and downloads
11/08/18 01:57FULLY UPDATED with downloadable lists. For anyone interested in how film makers come up with ideas, check out critic Mark Kermode's superb series on genres. Here;s a list of films he discusses
Watch out for these seven old-school selling tricks that have moved online with a vengeance, according to RICHARD BROWNING
24/02/18 09:15It used to be so easy to do your shopping. You'd go to the only shop, get deliberately overcharged and leave. Nothing much has changed argues RICHARD BROWNING
Historic inflation calculator: How the value of money has changed since 1900
31/01/18 01:46This historic inflation calculator uses official UK inflation data to show how prices have changed and what money used to be worth.
TACO BELL IN THE UK
06/01/18 10:30There are 22 branches of Taco Bell in the UK as opposed to around 7,000 in the USA, which is a shame because its selection of fast food bites are rather good.
I (don’t) wanna be in America! As the devalued pound makes a mockery of cheap US shopping trips, RICHARD BROWNING goes on holiday to a shopping centre in Essex - and likes it
06/01/18 09:05Before you shell out thousands on a luxury shopping trip to New York, you do realise you can get the same stuff down the road for peanuts and make a weekend of it? asks our writer.
I fought the L'Or and the L'Or won. RICHARD BROWNING spots another sneaky trick on the supermarket shelves - this time in the coffee aisle
02/12/17 11:38Another installment in the series Don't Mess With My Brand sees Carte Noire replaced with a noisy new name, an apostrophe and a sneaky new jar size.
Like discovering future rock legends in a bar, you too can make a 344% profit from this accidental 'investment', says an embittered RICHARD BROWNING
18/11/17 02:01BEST INVESTMENT, WORST INVESTMENT: Richard Browning finds little to cheer about in an accidental windfall that more than tripled his money.
I'm tired of the modern-day highway robbery you only find out about at the till, says RICHARD BROWNING
28/10/17 08:36You queue for what seems like months at the supermarket checkout only to find that the meal deal is not all it seems. Do you fight back or accept defeat?
The hype surrounding some of these new app-only banks is deafening - but are they really going to take over the world of banking as we know it?
08/04/17 11:09Richard Browning has seen banks come and go since the 1980s. The newest ones exist only on the home screen on your phone. Is that a good place for a bank? Here's his review of Monzo
Spam, scam or sheer incompetence? Virgin Atlantic customers baffled by fake-looking emails that say payments have failed and demand they ring a dud phone number
24/03/17 07:46Virgin Atlantic is emailing customers asking for money after they paid for seat reservations. The email and phone number make it look like a scam.
Best paid jobs and biggest pay rises: How does your salary compare to the UK average for your profession?
10/01/17 08:52Compare your pay to the national average and see whether your employer treated you to a pay rise in line with the rest of your profession.
Amazon is a monster global retailer but, says RICHARD BROWNING, Amazon Prime is monstrous and must be handled with care
12/07/16 11:50RICHARD BROWNING has tried Amazon Prime three times and concludes it might end up delivering a dystopian future as depicted in the movies you have to pay extra to watch
What does Brexit mean for breakfast eggs? A browned-off RICHARD BROWNING paid a price for voting with his heart and going off menu...
02/07/16 02:26The restaurants around my work are all staffed by cheery, happy foreign people, glad to serve and make everyone welcome. That has changed since June 23.
'Our isolation outside London's Oyster network is a parallel for Brexit': RICHARD BROWNING's 16-point guide to how Epsom train station epitomises the misery and mess of railway privatisation
04/06/16 08:32Our writer considers whether life after an EU out vote would be as messy, expensive and confusing as the railway station kept out of London by one of the leading Leave campaigners
'Oi Gillette - what have you done to the Sensor!?' RICHARD BROWNING is fed up of design-fiddling and marketing gimmicks - he just wants an affordable razor that works...
30/04/16 09:30Richard Browning tried a beard and didn't like it. Recently he was forced to have another go because Gillette stopped supplying shops with his razor of choice.
Real or not real: Is this answer machine message a genuine one from HSBC or a phishing scam to get hold of bank details?
30/01/16 02:08Listen to this answering machine message left on a This is Money journalist's phone, and see if you can guess - and then vote - whether it is a genuine call from HSBC or a scam.
Best paid jobs 2015: Compare your salary to the national average in this league table of 350 professions - and see the year's winners and losers
27/11/15 12:36Musicians have seen pay rises averaging nearly 20 per cent in 2015, while cleaners are getting 17.8 per cent more, and window cleaners 12.3 per cent.
The bitter aftertaste of Majestic Wine's six-bottle policy has always put off a lot of customers - but at least it's woken up, says RICHARD BROWNING
27/10/15 01:16If you've ever been humiliated at a fancy wine shop, join Richard Browning over a glass or two to celebrate the news that Majestic is finally waking up
Cheaper than Mumbai, Bangkok and Manila... Bucharest is the bargain city for a low-cost break while Zurich's no surprise as most expensive for visitors
03/10/15 10:10Visit the Romanian capital with a friend and you could get away with spending just £172, for a ‘first-class’ hotel room with meals, car hire and a few other spends, according to UBS.
Saving and investing calculator: Work out interest and investment returns
04/09/15 03:18This calculator works out how much a lump sum saved or invested, or regular monthly amounts put into the pot, could be worth over time.
Cost of cancer: What it's like to find out you're seriously ill - and how to deal with the financial fallout while undergoing treatment...
04/08/15 03:13Sorting out your personal finances can be difficult at the best of times. But what's it like when you're seriously ill?
RICHARD BROWNING: EE's £1m fine for 'seriously misleading' customers should have been more - the company behaved like naughty children
03/07/15 03:51Phone and broadband company EE has been fined £1m for mistreating customers. If my experience is typical, that's not enough
50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings
05/06/15 02:26This is Money's top 50 - updated - money-saving tips may appear light-hearted but are deadly serious.
Where in the UK - and the world - do the March 2015 Premium Bonds winners live?
03/03/15 09:06This table is ordered by location for readers who like to see how well their neighbours are doing in the monthly Premium Bonds draw.
Power Portfolio - track your investments or buy virtual shares to try to beat the market - latest update
24/02/15 09:56Introducing This is Money's Power Portfolio. Regular users will be aware that we have been rebuilding this service. Please use the link on this page to log in and to follow updates
Biography: Richard Browning, This is Money
05/02/15 05:38Richard Browning is This is Money's Development Editor and author of How to Survive the Credit Crunch.
Where in the UK - and the world - do the February 2015 Premium Bonds winners live?
03/02/15 11:04Use our table to see how how well your neighbours did in the February 2015 Premium Bonds draw for prizes between £1,000 and £1m.
How many Knuts would Harry Potter need to convert into Galactic Standard Credits if he visited the Star Wars Cantina? And other questions from the world of fictional money
31/01/15 08:32The falling value of the euro has been all over the news but what we really want to know is how much the made-up money from our favourite TV shows, films and games is really worth.
Where in the UK - and the world - do the January 2015 Premium Bonds winners live?
15/01/15 05:43We've reordered our famous Premium Bonds winners table to make it easier to see how well your neighbours fared in the monthly draw.
Premium Bonds 2014: possibly one for conspiracy theorists everywhere but where do most of the year's big winners live?
27/12/14 09:47Anyone who believes there’s a South East bias towards lucky Premium Bonds holders need only look at 2014’s big prize winners to confirm the conspiracy.
There's nothing weird about getting a veg box delivered - especially when the amount it saves us each year gets my family to the Caribbean...
22/12/14 09:08They thought I was odd when I revealed my best money-saving tip involved a cabbage - but it saves me enough each year for a family holiday in the Caribbean.
Best paid UK jobs revealed: Compare your pay to the national average in the league table of salaries across 350 professions
12/12/14 02:22The influence of financial services on the economy is spelled out again as City brokers steal top spot in this year’s official list of highest earners.
Stamp duty calculator: How much tax would you have to pay to buy a home?
03/12/14 03:33Stamp duty is a major bill for those buying a home but puts more of a burden on some than others. Work out how much stamp duty you will have to hand over for a new home with our calculator.
RICHARD BROWNING: Discount vouchers got us rooms in TWO brothels and a loyalty scheme ruined our anniversary - now BANKS are adopting the bargain deals culture!
22/09/14 02:58Dodgy hotels may use vouchers and loyalty gimmicks to win customers but are they appropriate for the serious business of banking?
Why are communications companies impossible to communicate with? My Warning for TalkTalk customers thinking of 'upgrading' to its Essentials TV package
18/06/14 10:31TalkTalk offers an attractive TV package that's easy to install but you could find yourself en route to its famous customer service black hole
Brilliantly bracing on the Flemish coast: A wonderful winter weekend in exotic Belgium
16/01/14 09:17Exotic? Belgium? Are you sure. Richard Browning is. A confirmed fan of all things Belgian, he takes his family to the seaside retreat of Koksijde Oostduinkerke - in winter.
Unclaimed Premium Bonds - where do the owners of the forgotten millions live?
31/12/13 03:03At any one time there's around £44m of Premium Bonds prizes that haven't been claimed - see which parts of the country are the most forgetful and out of pocket
Financial Services Compensation Scheme calculator: see if your savings are protected
27/12/13 02:25Up to £85,000 in your savings accounts are protected by a Government money-back guarantee if your bank or building society goes bust - but you're not always covered. Check now.
Revealed: UK's 1,000 most exciting and inspirational companies
13/12/13 11:20See at a glance the full list of small and medium-sized companies providing the fresh ideas and practices that could underpin Britain's growth prospects.
Unit trusts, OEICs and other funds CitiCode look-up table
13/11/13 03:14Unit trusts, OEICs and other funds CitiCode look-up table
Cash, plastic, your mobile phone, your face, your 'bits', or something even newer: what will money look like in future and will Wonga still be here?
30/08/13 08:55Richard Browning went on the trail of the self-styled financial disruptors to see if the array of modern alternatives to money will win the public trust that the banks have lost
The Florida you don't know: Dolphins, sugar-sand beaches and helicopter tours on the paradisaical Panhandle
13/06/13 12:36There is more to the Sunshine State than theme park rides and hanging out with a certain mouse. Richard Browning and family discover the alabaster beaches, turquoise ocean and friendly dolphins on Florida's Panhandle...
Premium Bonds unclaimed prize table: have you won £100,000 without realising?
04/06/13 02:50NS&I is on the look out for the winners of 900,000 unclaimed Premium Bond prizes, worth a total of £44m - check the list of biggeset winners here.
Is Halifax a bank we're supposed to take seriously or just an angry old man struggling to cope with the 21st century?
27/04/13 12:11'Halifax messed up my junior Isa, last year's Isa and this year's Isa - but I am in the monthly bingo, said the call centre man who didn't cut me off,' says Richard Browning.
Funny film finance: Can you outwit our writers in the contest for best money movie title
13/11/12 11:01Bridging Loan on the River Kwai, Saving Private Finance, FT - can you do better than the This is Money team with a funny money film title to beat all others?
The High Street may not be dead yet but it's falling apart
18/10/12 05:12Everyone got greedy and the High Street as we know it is dead, says one of the country's top retailers, Bill Grimsey. Is he right and what should replace it?
MONEY MORALS: Should I lie about my current salary to get a better pay deal in new job?
15/05/12 10:53'I've got a job interview in a couple of weeks at a new firm. My salary has been stagnant for a while and I would like to use this move (hopefully) to bargain a decent pay increase.'
Savings and investing planner
18/04/12 11:39If you have the luxury of spare money it's vital you make sure your cash is earning its keep. This tool will help you understand the options available.
Household budget planner - work out where your money goes every month
18/04/12 11:32Knowing how much you spend each month, and on what, will help you take control of your money and plan for the future. Use our budget planner to work out how much you’re spending.
What is investing and how do you invest? Our brilliant tool will help you out
18/04/12 11:16What's the point of investing? What is it? What's an Isa? Can I invest in property? How do I do it without paying tax? You'll find the answers in our super tool.
How do pensions work? Our brilliant new tool can help you understand the system
18/04/12 10:44Pensions sound complicated and intimidating but really they're not. Our simple-to-use tool will guide you through the jargon to show you how you'll still get paid once you've stopped working.
NEW: Savings alerts - free updates on latest interest rates, new accounts, Isas, deals and guides
27/03/12 03:13NEW FREE SAVINGS ALERTS: Get all the best savings rates, updates and new deals sent to you by email as soon as our savings writers hear about them. Sign up now for our new brilliant service, beginning next month.
Money Moral: Should I help my abusive foreign friend or leave her to become destitute?
26/03/12 08:10I have bailed out an old friend to the tune of €3,000 and she has just contacted me again for help, saying she is about to lose her home. What should I do?
Calculators - work out how to make money and save money
09/09/11 03:14This is Money has the best interactive calculators around. From cheaper fuel bills, latest exchange rates, mortgage repayments, the cost of motoring or the value of a long-term savings plan, you'll find the answers here.
The millionaire calculator: How long to make £1m off your savings or investments
25/06/08 04:22How long will you have to save before you see that magic £1 million in your bank account
Pension pot calculator - see how much you need to save for retirement
25/06/08 04:22Checking what annuity income your pot could buy is a quick and easy way to see if your pot is on track for the retirement you want.50 reasons why Im not coming into your shop (or doing business with you)
Retailers are always going to have a tough job keeping up with their fickle customers - so why don't they look after their customers better?The best photos money can buy
Getting holiday snaps developed and printed can be an expensive business - we reveal the best and the worstWhite Christmas on the cards
Bookmakers have begun slashing the odds of Christmas Day snow as an early cold snap engulfs the country50 ways to save on your holidays
As the option of taking time off school to save money is virtually outlawed, we show you how you can still afford your family holidayMoney Savers Advent Calendar
Can you come up with money-saving Christmas tips before we can? We are looking for 50 top ideas before we send out the final list in next week's newsletter | <a href="https://register.thisismoney.co.uk/registration/loginNewsletters?redirectPath=http://www.thisismoney.co.uk/newsletterthankyou" target="_blank">newsletter sign up</a>Beyond the Footsie: Wed close
How smaller companies fared
Vice-ometer calculator: Your tax
This calculator shows how much the Government is making from your drinking, smoking and lottery habits
Mortgage monthly interest calculator
Calculate your monthly mortgage repayments and find out how much your loan will cost you in interestHomeowners face financial ruin
Rate rise fears hit homeHow to save £5,000 in a year
Personal debt is rising collectively by about £1million every nine minutes - we explain how you could save £5,000 in a year.New licences for late-night pubs
Pubs that want to offer 24-hour drinking under Britain's new relaxed licensing regime have been told it will cost thousands of pounds
Premium Bond myths debunked
Conspiracy theories surrounding Ernie and the winners of big Premium Bond prizes are under fireEach cigarette earns the State 26p in tax
The cost of smoking was dramatically hiked in yesterday's 2011 Budget50 more ways to save money
The second in the series on how to slash your spending by £5,000 a yearThis week on the message boards
Pensions, mortgages and an unusual username has earned trousersomewonga this week's bottle of champagne.Beyond the Footsie: Thurs close
How smaller companies fared
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Tech jobs are booming... and you DON'T always need technical skills to get one: Here's how to land a role - and which pay most
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My investment platform wants me to pay for a premium package - would it make me a better investor?
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Half of Britons miss out on the full state pension - but here's the ONE easy thing to boost yours: RACHEL RICKARD STRAUS
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I'm self-employed and want to save more into my pension: What are the traps I should avoid?
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The YBS Christmas savings account paying a bumper 5% - it's NOT too early... but there is a catch
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Mortgage rates back on the rise? Three more major lenders hike home loan prices
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Can my daughter inherit my local government pension as I have nothing else to leave her? STEVE WEBB replies
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Four lucky Premium Bonds savers win £100,000 on their first draw
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House prices rise in January as buyers return to market with typical values up £2,660 on a year ago
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Porch pirates are on the rise... and these are areas most targeted: What are YOUR rights if it happens to you?
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Premium Bonds winners February 2026: See all the prizes from £1,000 to £1m and search our interactive tables
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Our neighbour thinks his fence is in the wrong place and we've stolen some of his land: What can we do?
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Jaguar's £140,000 luxury EV testing close to the Arctic Circle as it quashes electric U-turn rumours
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The first signs the AI stock market bubble is bursting: ANNE ASHWORTH reveals what every investor must know... and what to do now
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BYD Sealion 5 DM-i: Is the latest Chinese plug-in hybrid to arrive in Britain worth the £30,000 price tag?
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You CAN turn £6 a day into £1m - follow these simple expert-approved steps and you will be far better off than you could have ever imagined
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Gold and silver prices open lower but begin to regain ground after huge sell-off
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Life as a property guardian: I lived in a Masonic lodge where I had to stay out of one mysterious room
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We sold our holiday park home for an £89k loss: Phil Spencer's 10 tips for NOT getting stung when buying a lodge or caravan
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EXCLUSIVEBiggest new car discounts revealed: Dealers are knocking thousands off these 17 popular models
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Record £57bn flowed into cash Isas in 2025 as savers stuffed their tax-free accounts over limit-cut fears
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Volvo tells customers to not charge their electric SUVs above 70% due to battery 'fire risks'
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EXCLUSIVENatWest reveals MORE branch closures with 32 outlets set to shut their doors
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Is a ground rent cap a good idea for leaseholders and why is it controversial? This is Money podcast
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Scrap the tourist tax: Shopping levy cost Britain £1.3billion in lost spending by Chinese visitors in 2025
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The littke-known savings accounts offering best buy rates of 4.5% - could they be a good home for your cash?
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Leaseholders deserve justice - but Labour's reforms could have unintended consequences says HELEN CRANE
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My cleaner tripped in the bath at my flat - can she make a claim against me?
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Hotel accused my son of smoking and locked his room until we paid a fine - can it do this? DEAN DUNHAM replies
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Why must I fill in a self-assessment tax form when other people are let off?
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How my wood burner saved me £6,000... and the five ways to make yours pay too
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Leasehold flat owners say £250 cap won't save them from their 'toxic' homes
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How millions of women are behind men in the pension race
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A van hit my fence and flipped over but the driver's insurer won't pay the full £5,314 repair bill: SALLY SORTS IT
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Inflation hasn't peaked, warns retail chief, as shop price rises near two-year high driven by worker and energy costs
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I predicted NS&I rate cuts... and I was right. This is what's coming next, says SYLVIA MORRIS
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I'm a retired teacher and my pension scheme is demanding money from me - what's going on? STEVE WEBB replies
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AI bubble will burst and there'll be 'carnage along the way' warns boss of tech stalwart Cisco
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Our five best cash Isas: How to get up to 4.49% on tax-free savings...and the other deals we think stand out
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Gold is surging because the world is reaching for a financial safety net, says ALEX BRUMMER
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How disposable income has climbed in some areas but dropped in others: Where does YOUR town rank?
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Can I gift my daughter my house to beat IHT and live there rent-free after seven years?
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Richard Hammond is selling four of his favourite cars... here's what you could buy
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Hargreaves Lansdown CUTS account fee in huge shake-up of charges - but fund dealing will now cost you
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My income fell off a cliff - these are the life tweaks I made that saved me £350 a month
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Ground rent cap for leaseholders: What is changing, why is it controversial and when will it happen?
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Triumph's new Bonneville bikes merge classic looks with the latest technology: We put them to the test
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Maverick property expert Charlie Lamdin says there isn't a housing shortage and it's not a good investment
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Plug-in hybrid cars dubbed a 'scandal' by think tank due to fuel bills double what drivers are told
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Best fixed energy deals: Fixed tariffs that BEAT the price cap
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Nearly 1million households face mortgage payment spike in 2026: Here's how to lower yours
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Meet the top-secret NS&I agent who tells Premium Bond holders they're £1m richer
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We drive the cheapest Tesla Model Y - can the new £42k 'Standard' fix the brand's reputation and reverse its sales slump?
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BMW's 500-mile iX3 electric SUV voted 'Car of the Year': What Car? reveals best models you can buy in 2026
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Prime London property prices to bottom out this year but recovery will only begin in 2028
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Rare metals can add a shine to your portfolio
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Why men end up with four times more in their pension pots by the age of 60
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Vanguard dumps £2bn of UK stocks: Fund giant cuts exposure to Britain in blow to Reeves
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Price of silver skyrockets to record high of $100
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Is a weaker US dollar bad for investors and why is Vanguard reducing UK bias? This is Money podcast
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Nationwide will cut interest rates on 36 savings accounts next month: Here's the full list
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What's behind London's house price slump? SIMON LAMBERT on why there's a silver lining for buyers
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Vanguard makes big CUT to UK stocks held in hugely popular LifeStrategy funds
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Landlords get two more years to make homes eco-friendly - but could have to spend £10,000
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The first 500-mile EV has arrived: Volvo EX60 can go from Fulham to Frankfurt on a single charge - here's how much it costs
