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Jerod Morales

Staff Editor

About

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.

A storyteller at heart, Jerod has experience writing about travel and credit cards for both print and digital publications. He’s earned and redeemed millions of miles over the years and keeps a keen eye on the ever-shifting landscape of credit cards and travel rewards.

Jerod and his family set a goal to visit all 50 states, and it helps that he enjoys running award searches in his spare time.

Expertise

  • Travel Rewards
  • Family Travel
  • Credit Cards
  • Partner Award Bookings
  • Budget Travel
  • Luxury Travel

Achievements

  • Over seven years traveling the world on mostly points and miles
  • Helped facilitate an online travel community focussed on empowering people to travel with rewards
  • Speaker and Presenter on the topic of reward travel,  points and miles

Other Publications

Education

Bachelor of Arts, Electronic Media and Communications, Texas Tech University

  • Navy Federal CashRewards Card Review 2025

    It can be challenging to find a credit card that earns decent cash-back rewards when you have average credit. But members of Navy Federal Credit Union with fair or better credit may qualify for the . The card earns ,...
    Navy Federal CashRewards Card Review 2025
  • Upromise World Mastercard Review 2025: Earn Cash Back For College

    Whether you’re already saving for a college education or looking to get started, the provides an opportunity to set aside cash back you earn on everyday purchases for a higher education. However, while the card does what it’s meant to...
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  • U.S. Bank Triple Cash Rewards Visa Business Card Review 2025

    The is a pretty snazzy package for a no annual fee card (employee cards are complimentary, too). You’ll earn an unlimited 3% cash-back rewards in common business categories like gas stations (terms apply), office supply stores, cellphone providers and dining....
    U.S. Bank Triple Cash Rewards Visa Business Card Review 2025
  • 5 Best Credit Cards For Online Shopping In 2025

    When it comes to using a credit card for shopping online, the sky’s the limit to what you can buy with just a few clicks. If shopping from a screen is a regular part of your routine, having a credit...
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  • PlayStation Credit Card Guide Review 2025: Touch Grass Instead

    Sure, with the you can earn big rewards on PlayStation spending and in other areas, like internet and dining, but you can only use those rewards to buy more PlayStation-related paraphernalia. Gaming is a lifestyle for many, but a better...
    PlayStation Credit Card Guide Review 2025: Touch Grass Instead
  • Best Credit Card Sign-Up Bonuses Of November 2025

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  • Best Credit Cards For Students Studying Abroad Of 2025

    Your bags are packed, and you’re ready to go and combine your studies with a travel adventure. Wherever that experience lies on the map, you’ll be soaking up new sights, foods and various experiences—all of which will require a payment...
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  • Best Visa Credit Cards Of 2025

    Visa is one of the world’s largest payment networks, facilitating billions of transactions each year. Its cards range from rewards options that earn points, miles or cash back to nonrewards cards that offer an intro APR or ways to build...
    Best Visa Credit Cards Of 2025
  • Best Visa Credit Cards Of 2025

    Visa is one of the world’s largest payment networks, facilitating billions of transactions each year. Its cards range from rewards options that earn points, miles or cash back to nonrewards cards that offer an intro APR or ways to build...
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  • Can You Do A Partial Balance Transfer?

    If you’re working to pay off a large amount of credit card debt, high interest rates and compounding interest on credit cards can make it challenging to make a dent in your balance. That’s where a balance transfer could come...
    Can You Do A Partial Balance Transfer?
  • Manchester United Credit Card Review

    This card is not open to new applications. Fans looking for access to exclusive rewards, like early season ticket privileges or discounts on official Manchester United gear, might want to consider the . Selling points of the card include strong...
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  • Best Credit Cards For Costco Of 2025

    Filling your cart with groceries, gadgets and household staples at Costco can run up your total quickly. Don’t miss out on rewards by only earning 1% back. The best cards for Costco shopping can turn all your Costco purchases into...
    Best Credit Cards For Costco Of 2025
  • Bank Of America Premium Rewards Elite Visa Infinite Review

    The competes in a crowded field of high-end travel credit cards. For those who qualify for Bank of America’s Preferred Rewards program, the card can hold its own thanks to earnings accelerators that add to the card’s standard benefits like...
    Bank Of America Premium Rewards Elite Visa Infinite Review
  • Best Beginner Credit Cards To Build Credit Of 2025

    Building credit from scratch can feel daunting, but picking the right first credit card can help jump-start the journey. To find the best credit cards for beginners, we narrowed our database of 400-plus credit cards to those that are available...
    Best Beginner Credit Cards To Build Credit Of 2025
  • Best Credit Cards For Home Improvement Projects Of 2025

    A credit card can be a useful tool for home improvement projects. That’s true whether you’re shopping for a home remodel online or in a big box store. By picking up one of the best credit cards for home improvement,...
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  • Best Instant Approval Cards Of 2025

    Need a credit card fast? While you can’t get a new card on the spot by waving a magic wand, credit cards with instant approval might be the next best thing. Most credit cards offer streamlined application processes with the...
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  • Discover it® Student Cash Back Review 2025

    The card gets an A+ for its generous roster of attributes for students just starting to build their credit. The no annual fee card is specifically designed to help those with little to no credit history build a stronger profile...
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  • Costco Anywhere Visa Card By Citi Review 2025

    The could stand on its own as a solid cash-back credit card. With bonus rewards in popular shopping categories and Costco purchases, and no annual fee with a paid Costco membership, the card is ideal for purchasing essentials. However, there...
    Costco Anywhere Visa Card By Citi Review 2025
  • Citi Rewards+ Card Review

    Editor’s Note: This card is not currently accepting new applications online. Although the sports some unique features, its lackluster earning and redemption rates don’t add up for most cardholders who would be better off with other reward-earning cards. Citi is...
    Citi Rewards+ Card Review
  • Capital One Quicksilver Student Cash Back Credit Card Review 2025

    The () offers convenient extra benefits, decent rewards and has no annual or foreign transaction fees, making it a solid choice within the somewhat limited category of cards available to university students just starting their credit journey.
    Capital One Quicksilver Student Cash Back Credit Card Review 2025
  • BankAmericard Credit Card Review 2025: Single-Use Plastic For Paying Down Debt

    The main appeal of the is its low introductory APR offer: Get a . There are no rewards or other meaningful perks. It advertises no penalty APR, but that doesn't change the fact that once the intro APR period ends,...
    BankAmericard Credit Card Review 2025: Single-Use Plastic For Paying Down Debt
  • Best Credit Cards For Apple Purchases Of 2025

    Between iPhones, MacBooks, AirPods, subscription services and more, purchases with Apple can add up fast—especially if you’re buying for multiple family members. Even one-off buys can be big-ticket expenses. That makes them prime opportunities to maximize rewards or access other...
    Best Credit Cards For Apple Purchases Of 2025
  • Best Small Business Credit Cards For Startups Of 2025

    Getting a new business off the ground takes hustle, but a little financial flexibility doesn’t hurt either. Using one of the best small business credit cards can help smooth out cash flow, cover initial costs and earn rewards. While some...
    Best Small Business Credit Cards For Startups Of 2025
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    Getting a new business off the ground takes hustle, but a little financial flexibility doesn’t hurt either. Using one of the best small business credit cards can help smooth out cash flow, cover initial costs and earn rewards. While some...
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  • Bank Of America Premium Rewards Credit Card Review 2025: Effortless Value

    With other credit cards making perks harder to redeem, the is a breath of fresh air. Its benefits are a breeze to use and the annual fee is reasonable, both of which help it stand out despite a rewards program...
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  • Best Credit Cards For Travel And Cash Back Of 2025

    Why choose one or the other when you can have both? The best credit cards for travel and cash back let you earn rewards and redeem them however you prefer. They incentivize every swipe and enable you to travel smarter....
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  • Bank Of America Preferred Rewards Program Review 2025

    Looking to get more out of your relationship with Bank of America? The Preferred Rewards program offers customers a range of perks for keeping higher balances across deposit and investment accounts. If you’re a Bank of America customer (or thinking...
    Bank Of America Preferred Rewards Program Review 2025
  • BankAmeriDeals—Everything You Need To Know

    Most of us focus on the points, miles or cash back earned from purchases. However, there’s another way to save that doesn’t get as much attention. Many credit card issuers provide merchant offers that cardholders can take advantage of to...
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  • Best Credit Cards For Expats And Living Abroad Of 2025

    Living abroad can be an incredible adventure, but it might require some shifts in your budget and spending habits. Whether you're relocating for work, studying overseas, retiring or embracing the digital nomad lifestyle, using the right credit card can simplify...
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  • Best No Foreign Transaction Fee Credit Cards Of 2025

    A foreign transaction fee can be an expensive add-on when traveling or shopping internationally. Luckily, using the right card can make those extra costs easy to avoid. The best no foreign transaction fee credit cards typically save you about 3%...
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About

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for his growing family. Now, as a dad to four sons, he and his wife enjoy introducing their kids to cultures and cities across the globe as often as they can.