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Money - Mortgages

The guttering hasn't been done, and he's left scaffolding up which is leaning against my disgruntled neighbour's property. read

How much more house could you get for your money by swapping to a postcode with potential? Search your area using our nifty tool to find out. read

The potential mansion tax is the latest in a long line of property taxes that are reportedly being considered ahead of the Budget. read

I've seen a one-bedroom flats priced at £180,000. The service charge is £2,200 and the ground rent is £250. Will that put mortgage lenders off? read

Mortgage rates are on the rise for the first time in eight months, as lenders exercise caution ahead of possible tax rises in November's Budget. read

Our calculator allows you to see how different mortgages stack up, compare repayment and interest-only and see how much interest you will pay over the lifetime of a loan. read

My partner and I are considering buying a flat with 51 years left on the lease. The estate agent says it will cost £250k to extend. What should I do? read

I recently sold my stake in the family home that I share with my siblings. It means I now have enough to buy a property - but I am a student and don't have a job. read

We have sold our home but are struggling to find somewhere to buy. Should we just rent and if so, how can we make the proceeds of our sale work harder? read

The usual pre-Christmas slowdown across the property market has begun six to eight weeks earlier than normal, according to Zoopla. read

House prices are continuing to rise, according to the latest figures from the ONS, but flat and maisonette prices are falling. read

Two major banks have cut their their mortgage rates on news interest rates could now fall faster than expected. read

Residents will have a slew of amenities to hand, including jacuzzis, swimming pools, a movie theatre, gym, golf simulator and an Aston Martin car simulator. read

One expert says Britons could be making a mistake by not locking in their mortgage rate for more than two years, as interest rates might not fall as quickly as they expect. read

The UK is riddled with nuisance hotspots, where antisocial behaviour such as making excessive noise and fly-tipping are particularly prevalent. read

Compared to 2021 and 2022, when the property market was booming, the number of asking price cuts has more than doubled. read

Asking prices in London, the south east, the south west and the east of England have all ticked down as buyer confidence tumbles, Rightmove said. read

Britain's housebuilders are struggling, new figures have revealed, opening up potential bargains for some buyers. read

Homeowners desperate to boost the value of their property by tens of thousands of pounds typically opt to increase floor space or add an extra bedroom read

New data reveals where in Britain people pay the most in service charges, as fears grow that the fees are making flats hard to sell. read

Average mortgage rates are on the rise for the first time in eight months, as lenders exercise caution ahead of possible tax rises in November's Budget. read

There is no perfect place to live. Anyone house-hunting can attest that finding a town or city that ticks every box is all but impossible. read

In the house we are looking at, there are a number of items we'd like to be included in the sale. How can we ensure the sellers don't run away with them? read

Around three million homeowners in Britain have no idea how to switch off the water system inside their home, data seen by the Daily Mail shows. read

The system, based on house prices from 1991, has long been criticised because residents of some wealthy areas pay far less proportionally than those in more deprived ones. read

New data from Lloyds Bank shows that buying still beats renting in most of Britain's large cities - though there are some where a mortgage is still more expensive than rent. read

House prices for those buying their first property have outpaced the rest of the market because it is now easier to get a larger mortgage, according to Zoopla. read

Homebuying may be about to become quicker, cheaper and easier thanks to government plans to revolutionise the process. read

We explain how much stamp duty people pay, how much it adds to the Treasury coffers and what could replace it if it is axed. read

The stamp duty break which ended this year gave us a vital leg-up - without it, our tax bill would have tripled and we'd still not be on the ladder. read

From a Star Wars themed mansion to a 7ft-wide house and a bath shaped like a shoe, these are the Rightmove listings that have fascinated property sleuths. read

Property prices are up only 0.3% since the start of 2025 and just 1.3% higher than they were in September last year. read

Londoners fed up with the capital with its high house prices, crime levels and rigmarole of crammed tube and bus commutes are turning to other cities in search of a better life. read

Mortgage lender Gen H is offering a part repayment, part interest-only mortgage targeted at first-time buyers with small deposits. read

My current home is under offer for £805,000. I have savings of over £700,000 of which £500,000 will be required to purchase and refurb the new property. read

All the flats in my block are leasehold and built in 1978. Noise from downstairs is now a nightmare after they replaced their ceiling. What can I do? read

Labour's languishing over the Autumn Budget is hitting the upper echelons of the property market hard, new data shows. read

We started renting a house a few months ago and are now dealing with bedbugs. What can we do? read

The typical home's value increased in September, according to the latest mortgage lending figures from Nationwide Building Society. read

National House Building Council data shows bungalows made up 11% of new homes in 1990, but just 1% last year. It's run below 2% since 2010. read

The high street bank is now offering the only sub-4% deal on the market for someone buying with a 20% deposit. read

I live in a top-storey flat in an old Victorian house, and own a share of the building's freehold. My neighbour doesn't, but now says she wants in. read

My partner and I found our dream home which is a doer-upper in need of a full renovation. But when we applied for the mortgage, it was turned down. read

Buying within 500 metres of a train station in a major city could cost tens of thousands of pounds more than buying just 1km further away, a study has revealed. read

Almost one in three adults would be forced to sell the family home if their partner died unexpectedly, new research reveals. read

Prices have doubled in a dozen suburbs across England and Wales over the last seven years, Daily Mail analysis shows. read

Mortgage rates are heading lower after Britain's biggest building society announced it will be cutting rates. read

We explain how to check if a broker is the right fit for you, and whether they have the most suitable mortgage deal for your needs. read

In our area, the £450,000 could pay rent for 37.5 years. Would renting and investing the money in our pensions and Isas be better than buying a new home? read

I have a wife and two young children. We live in a three-bedroom semi-detached house and I don't want to have to sell up. We're really settled where we are. read

The amount doled out by first-time buyers to landlords today is enough to put down a 60% deposit on the average home. read

From the Georgian squares of London's ritziest neighbourhoods to the blocks of flats on the outskirts, a cold chill has descended over the London property market read

The Bank of England has held interest rates at 4% as it continues to tread carefully amid fears of resurgent inflation. read

The average sold house price went up by 2.8% in the year to July, but more affordable parts of the country saw far bigger rises. read

Given the mortgage rate spikes of the past few years, borrowers are keen to get the right advice - but one insider suggests some brokers aren't acting in their best interests. read

Britain's 'outdated' home buying and selling process is costing home movers £560m every year due to failed transactions, a leading high street bank today reveals. read

The Bank of England is unlikely to cut interest rates again this year, according to financial forecasts. read

A growing number of flat owners are being forced to sell their homes for less than they paid for them, as appetite for single-storey homes appears to wane.  read

Buyers are stretching their budgets to buy a bigger first home, in a bid to avoid a costly and stressful move after just a few years. read

One in 15 homes in England and Wales have made substantial home improvements, such as installing a loft conversion. read

One of Britain's biggest property firms has once again downgraded its forecasts for future house price growth.  read

There has been speculation Rachel Reeves could introduce a number of major property tax changes in the Autumn Budget. read

Central London buying agent Jo Eccles says nearly a third of her clients are Americans who are attracted by the London lifestyle. read

Direct debit data published by the Office for National Statistics, showed average homeowner monthly mortgage repayments came in at £1,002.27 in August. read

Another bank has announced it is increasing its mortgage rates on the back of gloomier economic forecasts, with brokers predicting further rises in the coming weeks. read

Property agents say uncertainty is already leading to a slowdown in the market, which could last until the Budget is delivered in late November. read

With many buyers buckling under the pressure of high living and mortgage rates , tracking down an affordable home in a desirable location is increasingly challenging. read

My partner and I can afford a bigger home as our salaries have increased but we are also worried about triggering an early repayment charge on our mortgage. read

Ministers are meeting mortgage lenders today to discuss plans to make it easier for people to get in the housing ladder, including by handing them bigger mortgages. read

Higher stamp duty costs led to a drop-off in property market activity earlier this year, data shows - as more housing tax changes could be announced in the Budget. read

First-time buyers can buy a home with a deposit of as little as £5,000 using a newly-launched mortgage - but not if they are using the Bank of Mum and Dad. read

Carbon emissions from homes with high 'EPC ratings' have been proven to be little different from poorly insultated properties, a new study has found. read

Data from Rightmove suggests that 'banana' postcodes may not be the most desirable - at least, if you ask people who are currently looking to buy a home. read

The number of Londoners buying homes outside the capital has fallen to its lowest level since 2013. read

The outside of my window is on next door's property, but I want to change the bricked-up window in my bedroom to a standard one. read

Many a British holidaymaker has looked through a French estate agent's windows, marvelling at how much further your money goes. But what are the true costs of ownership? read

The report bucks the gloom surrounding the housing market at the moment, which has focussed on falling prices in expensive areas. read

Britain's hottest rental spots are no longer in city centres but instead in the suburbs as tenants look to escape soaring monthly costs. read

Most Britons rely solely on their own judgement when it comes to buying property, despite it often being the biggest financial decision of their lifetime. read

The government is falling drastically short of its housebuilding targets, figures from the Office For National Statistics (ONS) suggest.  read

There has been a boom in demand for self-storage units - with the number of sites offering the service up 16% to 2,200 since 2020. read

Rachel Reeves announced today that the Budget will now take place on 26 November, rather than October, meaning 84 days of speculation lie ahead. read

Households are being urged to lock in a new mortgage deal as soon as possible, after Barclays announced it's upping rates. read

Average house prices remain lower than at their peak in August 2022, when they hit £273,751. read

Midlands property buyers have the chance to lock in a deal on a unique character building which was formerly used as police holding cells. read

I'm looking to buy my first home. If I buy a flat with a share of the freehold, what are the potential pros, cons and costs involved? read

What's a reasonable quote to sort the legal work for our house move, and what sets a good conveyancer apart from a mediocre or bad one? read

We explain the rules around stamp duty and how much people pay on second homes - and get expert views on Rayner's situation. read

Home sellers risk waiting months to sell their home if they price their property too highly, Zoopla has warned. read

We're due to exchange on 30 September - so it was extremely stressful to read about a potential overhaul of stamp duty rules in the Autumn Budget in October. read

My neighbours want to access my property to finish their extension, but I don't want to give them it. Can I be forced to? read

It's the last thing hard-pressed homeowners need - a tax raid by a cash-hungry Chancellor that could hit those in the South and older people hardest. read

I've been paying a high mortgage rate for the last two years due to bad timing, and now I'm interested in fixing for a decade. What do I need to know? read

In the latest furore over Labour's plans for property taxes, Chancellor Rachel Reeves is reported to be considering taxing some of those who sell their home and make a profit. read

The typical home has risen in value by £9,000 over the past year, according to official figures. read

Households could see mortgage rates once again edge up again over the coming weeks thanks to a surprise uptick in inflation. read

Karl Lake, 60, grew up in pubs as a child and has recreated it at his home in Poringland near Norwich. read

How much will they cost for my four-bed detached home, and are they worth the investment? read

Average two-year fixed rate mortgages have dipped below 5% for the first time in almost three years. read

Experts suggest that there is a growing disconnect between what developers charge for new build homes, and what buyers are willing to pay. read

Despite the average asking price of a newly-listed property falling by 1.3% in the last month alone, many are still finding it hard to attract a buyer. read

The three-bedroom house has been in the same ownership for 50 years and is being sold at auction with vacant possession. read

Commuter town gems are dotted around the country, with those close to smaller cities in the North of England making up most of the top ten. read

The number of home and landlord repossessions has risen in the second quarter of 2025 compared to the same period in 2024. read

The block of flats on the site of a former candle factory in south London will also have 'wellness pods' and a 'grounding area'. read

House prices are falling, according to the latest survey by the Royal Institution of Chartered Surveyors. read

Parents are willing to pay tens of thousands of pounds extra to live in the catchment area of a top state school, as private school fees hike intensifies competition. read

If you're hoping to buy your first home soon, searching for the best mortgage rates for first-time buyers is essential. Here are the best rates currently available. read

The building society is relaxing affordability checks for new remortgage customers - if they fix for five years. read

Neighbours are battling over everything from barking dogs, fence panels, rowdy children, trampolines and garden bars to wheelie bins and weeds. read

We moved into a new home recently and on day two, I was standing with a cup of tea in the kitchen looking out to the garden and spotted a huge rat running across the grass. read

According to Hamptons, many are likely to be individuals with citizenship in countries such as India and Nigeria, but who are living in the UK. read

Households are seeing their homes valued at less than expected during mortgage applications, according to property experts.  read

Property transactions and mortgage approvals hit a three-year high in the first half of the year estate agent comparison website GetAgent reveals. read

Grade II-listed Winterdyne House was built in 1760 and has had a series of eccentric owners over the years. read

Increasing numbers of people are taking out mortgages they could be paying off well into their seventies, new Freedom of Information (FOI) data has revealed. read

According to Halifax, property prices went up in the month of July as mortgages got more affordable. read

We explain what the Bank of England's decision to cut rates means for your money - and whether rates will be cut again soon. read

From good broadband to a nice garden or a garage, we reveal what has moved up the list of buyers' priorities - and what has gone down. read

Many of those coming to the end of a fixed mortgage deal will be waving goodbye to a rate of 1 or 2 per cent, taken at a time when interest rates were at rock bottom. read

Richard Donnell takes on our quickfire property questions and gives his views on the state of the market. read

Households can let out a furnished room and earn up to £7,500 a year tax-free without notifying the tax office. read

We didn't make an offer at first, and regret it. Can we still make one, even though the seller has now accepted someone else's? read

The tax authority has said home buyers should be cautious of firms claiming they can get them a refund on stamp duty . read

Evidence suggests the ultra-rich are renting rather than buying mansions in the capital to avoid the hated tax. read

The Daily Mail spoke to two women who dreamt of a better life in Italy. Their views on €1 houses in the country could not be more different. read

Buyers in search of their perfect first home dream of a cottage in a picturesque market town - but soaring price tags often push that ambition out of reach. read

The building society has cut rates across a range of deposit sizes, including a best-buy two-year deal for new or existing customers moving house. read

The four-bed home in Cockerham proved a huge hit with auction bidders who saw an opportunity to restore it to its former glory. read

The price of a typical home is roughly 5.75x average income, a ratio 'well below' the all-time high of 6.9 recorded in 2022. read

Postcodes in Ireland, Scotland and northern England all saw healthy price rises in June, Zoopla said. read

While keeping hold of a property can seem like a good investment given the prospect of rental income and house price growth, it could end up costing people in the long run. read

Property asking prices fell by £4,531 on average this month, according to the latest figures from Rightmove. read

A change in regulation has allowed more home buyers to borrow six times their annual income, a boost of up to £112,290 for the average couple. read

The estate agent we have chosen wasn't the cheapest of the three quotes we got, but we thought the agent really knew his stuff. Are we overpaying? read

The average price tag on a home coming to market in the UK fell to £373,709 this month - marking a £4,531 or 1.2 per cent decrease on June, according to property website Rightmove. read

Planning consents for home improvement and extensions have fallen to their lowest level in a decade, according to the estate agent Savills. read

Are we going to have this problem every time we want to remortgage - and is there even any point having an anti-fraud restriction on the title? read

New data from Environet reveals the 20 areas worst affected by Japanese knotweed across England. read

We're trying to sell our house, but next door has a major wasp infestation at the front of their property, which is always visible during viewings. read

Almost 19 years ago, I was invited to comment on a plan to let people borrow bumper mortgages - now financial crisis rules will be swept away to let banks do that again. read

Buyers hunting for a costal home know they'll need to pay over the odds to secure one of these in demand properties. read

The cheapest fixed rate mortgages have edged lower once again thanks to another wave of rate cuts by lenders this week. read

House prices jumped by £3,500 or 1.1 per cent in May, but some regions outperformed. read

Rachel Reeves is sweeping aside rules put in place to protect homeowners in a move which experts warn could sow the seeds for a future catastrophe. read

Renters could end up hundreds of thousands worse off by continuing to rent rather than buying a home, a new study has claimed. read

Over the last 20 years, house prices have increased 73% - but typical earnings have risen by slightly more. read

More first-time buyers are set to be given mortgages worth more than 4.5 times their salary under the reforms. read

The banking group has set aside an extra £4billion to lend to first-time buyers borrowing between 4.5 and 5.5 times their salary. read

Young Britons struggling to get on the housing ladder could get first dibs on new apartments, a competitive mortgage offer - and £100,000 off the price. read

The home went up for auction with a guide price of just £1 - but the buyer will have a project on their hands. read

Almost half a million properties were put on the market between April and June this year, the highest since 2018. read

Our buyer claims he got a second opinion on the survey, and now wants to pay less to make up for doing repairs. read

We relocated for work and are struggling with the noise. How much could soundproofing cost and is planning permission needed? read

Would it not be possible for us to do some form of swap where I essentially pay them the difference to reduce the stamp duty? read

As this year's water bill hasn't been sent to me yet, my credit report shows a £500 debt to the water company. Is this a problem? read

In the past we had an offset mortgage and this helped us beat low savings rates but when we moved home we switched to a standard mortgage. read

My parents' goal is to either sell the house to pay off the remaining mortgage balance of £90,000 or, if it is feasible, transfer the property into my name. read

My husband (62) and I (47) have a joint mortgage. We will have eight years left on our mortgage and we will owe around £90,000. read

My wife and I are worried about the prospect of paying the extra cost given that since we took out the last mortgage we have had two children. Is interest-only a viable short-term fix? read

We have our eye on a home listed for £650,000. the estate agent said we could secure a 10 per cent discount if we are cash buyers. read

I thought the process would be easy, but I'm being asked for all kinds of documents and to fill out lengthy forms. I've just had a baby and this is hard to manage. read

We have seven years left to run, with £200,000 to go on the repayment element and £100,000 on the interest-only element. read

As we are first-time buyers, if we fail to complete in time we will see out stamp duty bill rise from £4,750 to £16,000. That's a £11,250 increase. read

I worry that my poor credit score will prevent me remortgaging the flat again in future, and that we could end up on a high interest rate. read

My father has very kindly offered me £20,000 to pay off part of the mortgage to get my costs down - but overpaying this much will mean the lender charges me a fee. read