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Four lucky Premium Bonds savers win £100,000 on their first draw

02/02/26 12:48
Four lucky Premium Bonds savers have won £100,000 prizes on their bond's first ever draw in NS&I's prize draw. The four Premium Bonds holders purchased their winning bonds - ranging in value from £50 to £50,000 - in December 2025....read

Lifetime Isa retirement plan could be dropped by government in favour of a new home-buying Isa
30/01/26 04:10Savers who use a Lifetime Isa to build their retirement pot will bear the brunt of changes being considered by the Government to the Lifetime Isa.
Record £57bn flowed into cash Isas in 2025 as savers stuffed their tax-free accounts over limit-cut fears
30/01/26 02:50Savers poured a record £57billion into cash Isas in 2025, officials data from the Bank of England shows.
Gen Z would rather their bank gave them free coffee than a top interest rate
30/01/26 07:01Younger savers prefer to get lifestyle perks such as coffee, cinema tickets and cashback from their current account than top interest rates, research shows.
Four new towns will get banking hubs as branches continue to shutter
29/01/26 02:41A Bedfordshire town is the 250th location to be recommended one of the hubs, as bank branches vanish from high streets up and down the country.
Nationwide winning current account switching race thanks to generous cash bribes
29/01/26 12:01Those who switch their bank account to the building society can currently get a £175 cash bonus, as well as potentially qualifying for a £100 Fairer Share payout.
NS&I slashes interest rates on two of its popular savings accounts
27/01/26 12:56It is the first time NS&I has changed the interest rates on these savings accounts since March 2025.
Nationwide will cut interest rates on 36 savings accounts next month: Here's the full list
22/01/26 03:00Nationwide customers will see rates fall across regular savings accounts, children's accounts, limited-access and easy-access accounts.
JN Bank UK launches new range of savings accounts and rebrands - are the rates any good?
22/01/26 12:01JN Bank has relaunched as This Bank in the UK and along with its new name has launched a crop of new savings accounts.
First Direct, John Lewis and Hays Travel named Britain's best firms for customer service
21/01/26 07:00Banks, retailers and travel companies top the list for highest customer satisfaction levels, according to a new survey.
AJ Bell boss warns Chancellor's Isa reforms 'doomed to fail' in encouraging people to invest
20/01/26 03:18The boss of one of the UKs biggest stockbrokers has warned that Rachel Reeves's Isareforms, unveiled in the Autumn Budget, are 'doomed to fail' in their aim of getting people to invest.
Savers warned to prepare for 'new era' of lower rates: We pick the top deals right now
19/01/26 02:20Savers are being warned to prepare for a 'new era' of lower returns as savings rates plummet.
Mastercard, Visa and Revolut lose legal challenge over card fee cap plans
15/01/26 01:09Mastercard, Visa and fintech Revolut today lost a legal challenge to the UK payments regulator over the regulator's plans to introduce a cap on card fees from international transactions.
Returns on uninvested cash held in stocks and shares Isas could be charged 22% tax to close potential loophole
15/01/26 10:57HMRC is considering a 22 percent flat-rate charge on any interest earned on cash holdings held in stocks and shares Isas, it is thought.
Marcus launches best buy one-year fixed savings account paying 4.55%
14/01/26 02:22Marcus, the UK offshoot of US investment banking giant Goldman Sachs, now offers savers 4.55% interest, propelling it to the top of the best-buy savings tables.
MPs 'not convinced' Chancellor's cash Isa limit cut to £12,000 will result in investing boom
14/01/26 12:33MPs 'remain to be convinced' the Government's cut to the cash Isa allowance, unveiled in the Budget,will spark a culture of investing in stocks and shares.
TSB launches £200 current account switching deal as competition between banks ramps up
13/01/26 11:24TSB has kicked off the new year with a new bank switching bonus worth £200.
The Premium Bonds winners in Iran, Russia and Syria who have scooped £17,400 in prizes since 2020
13/01/26 07:00Overseas Premium Bonds holders across the globe have bagged thousands of pounds worth of Premium Bonds prizes.
Nationwide fights back against scammers with a checker tool to highlight dodgy phone calls
12/01/26 12:25Britain's biggest mutual has launched a scam checking tool which will tell customers if they are on the phone to a genuine Nationwide employee or a scammer.
Expert guide to getting out of debt: How to cut credit card bills, clear loans... and what you don't need to worry about
09/01/26 12:24If you're struggling to get on top of your debts, it might be because you have been ushered into making the minimum repayment each month when you could afford to pay more.
Two Premium Bonds savers start 2026 with £100,000 prizes from holdings below £5,000
02/01/26 11:49Two Premium Bonds savers have sprung into the new year with big Premium Bonds prizes won with small holdings.
Cash Isa rates set to fall in 2026 - here are the best tax-free accounts you can open now
01/01/26 02:15Top Isa rates above 4 per cent may not be available for long in 2026 according to experts.
How to make £2,026 in an HOUR: From energy to car insurance, our expert guide can cut all your bills with minimal effort
23/12/25 12:09The hazy time warp between Christmas and the New Year is a great opportunity to review all your bills and savings to ensure you step into 2026 on the front foot.
Banks can ditch £100 contactless payment limits from March
19/12/25 12:01Banks will be allowed to introduce their own contactless payment limit for customers early next year under plans from the FCA.
Bank of England cuts interest rates to 3.75%: What it means for your mortgage and savings
18/12/25 12:00The Bank of England cut interest rates today from 4% per cent to 3.75%.
NS&I's Premium Bond prize draw picker Ernie chooses 255 winners this year named… Earnest and Ernie!
18/12/25 10:00Ernie, a name used by comedian Benny Hill (pictured) for his milkman character is also the name of NS&I's prize picking machine.
From 100 envelopes to revenge saving - the social media money trends under 35s are keen to try next year
18/12/25 06:00Young savers between the ages of 24 to 35 would consider a return to old school physical cash saving in 2026 in a bid to kickstart their savings.
Foxtons ties up with Avios to offer flight points for selling your HOUSE or being a landlord
17/12/25 04:37Homeowners and landlords will now be able to collect Avios points through their estate agent for the first time ever.
Cash vs investing since 2010: How returns compare and which is best for building long-term wealth
16/12/25 07:00Investors have fared better better with their returns over the long term, while cash savers have seen sluggish growth.
Hampshire and Isle of Wight the luckiest spots this year to win £100,000 Premium Bonds prizes
15/12/25 10:51A corner of the UK with a surface area of 4,148 sq km and a population of 2m is the luckiest place for winning a £100,000 Premium Bonds prize.
Why giving your grandchildren £50 for Christmas could leave their parents with an enormous fine. It's the tax sting in the tail you need to know, say experts
14/12/25 11:53Gifting money at Christmas can be a wonderful way for parents and grandparents to have a meaningful and long-term impact on their loved ones' lives.
Nationwide handed £44m FCA fine for financial crime failures over a four year period
12/12/25 11:10Nationwide has been fined £44m by the FCA for 'failing to get a grip on' financial crime risks lurking within its customer base.
HSBC looks to tap into millions of 'mass affluent' Britons by investing in bank branches
12/12/25 07:00HSBC has followed the lead of Nationwide Building Society in bucking the trend of shutting bank branches on the high street.
How to get a free £200 in time for the New Year... by switching bank account
11/12/25 07:00Two banks are offering current account switching deals which would see a cash bonus land before Christmas.
What you need to do NOW to beat the new cash Isa rules (and how to protect your nest egg from the raid)
07/12/25 11:38The change may appear straightforward at first glance, but it will create a whole host of strategic hurdles for savers, we answer your questions.
Zopa launches £15,000 prize draw for new customers who open a Biscuit current account
03/12/25 12:01There are six prizes up for grabs. The top prize is £10,000 in cash, with five sums of £1,015 also on offer.
The 100 names most likely to win big on Premium bonds (and it's great news if you're called David or Susan!)
02/12/25 10:01Almost a quarter of the population of the UK hold Premium Bonds with the hope of becoming a millionaire in one of the monthly prize draws.
Monzo will double the salary of 10 customers a month with new double payday draw
02/12/25 10:46Monzo, the digital bank with 14m customers, has announced it is launching a double payday feature, where it will pay the equivalent of your net salary into your account.
Cash Isas surge in October as savers rush to stick in £4.2bn amid allowance cut speculation
01/12/25 04:07Savers rushed to get money into cash Isas ahead of speculation that the cash Isa allowance would be cut.
Lucky Premium Bonds saver scoops £1m jackpot after buying £20,000 worth... in February!
01/12/25 11:12An NS&I saver has snapped up a £1m prizes with a bond they bought less than a year ago in this month's Premium Bonds prize draw.
The maximum amount you should keep in your current account revealed
29/11/25 08:22There are around 6.4m current accounts containing a balance of £10,000 or more earning no interest.
Savers to be blocked from transferring to cash Isas from stocks and shares after Budget raid
28/11/25 05:00Transfers will now be blocked and harsh restrictions on other ways of bypassing the rules will be introduced.
Scam hunter Nick Stapleton reveals the terrifying new AI tactics fraudsters are using this Black Friday
27/11/25 03:17Fraudsters are gearing up for a scam bonanza in the month leading up to Christmas as shoppers eye up bargains to nab at a discount this Black Friday.
Why savings platforms still pay off for big savers
27/11/25 07:01Cash platforms were envisioned as an easy way for savers to split larger sums of cash between savings accounts - is that no longer needed?
Premium Bonds set for a boost? NS&I receives bigger fundraising target in the Budget
26/11/25 03:10National Savings & Investments has received a new fundraising target in the Budget - and it could mean better rates may arrive soon.
Rachel Reeves hikes savings interest tax with additional rate taxpayers to pay 47p on every £1 earned
26/11/25 02:34The rates of tax savers pay on their savings interest will be hiked from April 2027 in a shock move by the Chancellor
Cash Isa allowance slashed to £12,000 for under 65s in the Budget
26/11/25 01:04The Chancellor has decided to cut the cash Isa allowance as part of a plan to divert billions of pounds sitting in savings accounts into investments.
Reeves to extend scheme which boosts savings with up to £1,200 of free cash for those on low incomes
26/11/25 09:11The 'Help to Save' scheme, which was set to end in 2027, will be made permanent from 2028 by the Chancellor in the Budget.
Cash Isa limit set to be slashed to £12,000 - here are the best tax-free accounts you can open before the Budget
25/11/25 11:09Savers will have the rug pulled out from under them at the Budget with Rachel Reeves set to cut the cash Isa allowance to almost half its current level.
I've got £130,000 saved across five cash Isas - how best to manage them?
18/11/25 07:00I am lucky enough to have over £130,000 saved in five various easy-access cash Isas. I keep all of them at the highest rates available at the time and below the £85,000 safety net.
Boost for savers as FSCS protection limit will rise to £120,000 within weeks
18/11/25 12:01The amount of cash that is protected if a bank or building society goes bust will rise for the first time in eight years, the Prudential Regulation Authority today confirmed.
Is the £50,000 Premium Bonds limit due an uplift thanks to inflation? Five experts give their verdict
17/11/25 10:41The maximum amount that can be held in Premium Bonds has been stuck at £50,000 since June 2015.
Surge in Isa millionaires in past year as top 25 investors now hold an average of £11.3m
14/11/25 11:56The number of Isa millionaires has soared in the space of 12 months.The most recent data show there are now 5,070 Isa millionaires.
NS&I digital revamp is four years late and £1.3BILLION over budget, report finds
14/11/25 12:01The Treasury-backed bank underestimated the scale of the challenge it has faced in digitally transforming NS&I.
Jobs bloodbath shows why it's more important than ever to build up an emergency fund - four steps to do it
13/11/25 06:00Savings experts are warning it is now more important than ever to build up an emergency financial buffer following signs of a weakening jobs market.
Insurers pay out £200m to support businesses hit by cyber attacks
11/11/25 11:15Data from insurers revealed a 230 per cent year-on-year jump in the amount paid to support businesses with cyber attacks, £138million more than in 2023.
Rachel Reeves may now cut cash Isa allowance to £12,000
07/11/25 01:09The Treasury has been floating the idea of cutting the tax-free savings allowance down from the current £20,000 in the Budget on 26 November.
NS&I launches new fixed rate bonds paying more than 4% with a one-year fix having the best rate - is it worth opening?
07/11/25 12:59National Savings and Investments has launched a range of fixed-rate bonds with boosted interest rates for those wanting to lock their money away for a better return.
Bank of England holds interest rates at 4%: What it means for your mortgage and savings
06/11/25 12:01The Bank of England opted to hold interest rates at 4% once again today, with a cut in December now thought likely.
Phone companies to block scam calls from abroad that impersonate banks under new Government plans
05/11/25 12:01The UK's biggest phone networks have pledged put an end to scammers being able to bombard Britons with cold calls from overseas call centres.
Why won't my building society take savings tax directly from my tax code anymore?
04/11/25 07:00Yorkshire BS has not deducted any tax from my savings interest payments. It says it is now my responsibility to contact the tax office.
Three Premium Bond holders win £50,000 prizes with tiny holdings under £300 in November draw
03/11/25 10:45Three Premium Bonds holders have bagged £50,000 prizes in this month's Premium Bonds prize draw with tiny holdings under £300.
Could YOU become an Isa millionaire? This is how those with seven-figure sums did it
03/11/25 07:00New data reveals more about how savers are getting to the £1million milestone.
Phone companies are making a mockery of Ofcom rules banning mid-contract price hikes: HELEN KIRRANE
01/11/25 07:00What is the point of forcing telecoms firms to be more transparent if they are given a green light to circumnavigate rules and continue practicing their rip-off tactics?
Virgin to challenge Eurostar monopoly as watchdog gives operator green light
30/10/25 11:33Virgin Trains is set to launch international services through the Channel Tunnel, bringing an end to Eurostar's more than 30-year monopoly of the route.
Nationwide most popular current account to switch to thanks to cash carrots and Fairer Share
30/10/25 12:02The switching drive in recent years has been driven by the building society's generous cash bribes, one of which is still running.
O2 hikes prices mid-contract for 15million mobile phone customers
29/10/25 03:24Up to 15.6million O2 customers will see their bills rise by 40% more than they were told when they signed up to their contracts. .
Klarna launches paid-for debit cards for British shoppers - and one costs £44.99 a month: What are the perks?
27/10/25 01:01The buy now pay later firm known for allowing shoppers to split the cost of online purchases, will now cater to customers wanting to spend their own money.
Almost HALF of money saved is put in a cash Isa, as Rachel Reeves mulls plan to slash allowance
27/10/25 11:03Cash Isas hoovered up the largest share of savings in 2025 as savers rushed to get money in them ahead of rumoured cash Isa allowance cuts, This is Money can reveal.
Six high street banks will pay you to open a current account right now... our ultimate guide to getting free cash
25/10/25 06:00Banks are splashing the cash to reel new customers in. Six high street banks are handing out cash sweeteners worth up to £200.
Tax raid on cash Isa won't raise the funds to plug Budget black hole, Rachel Reeves told
25/10/25 12:09The Treasury Select Committee urged the Chancellor not to halve the current £20,000 tax-free amount amid City lobbying.
Don't cut the £20,000 cash Isa limit... it won't incentivise savers to invest, MPs warn Rachel Reeves
24/10/25 11:01The Chancellor should not cut the cash Isa allowance from its current £20,000 annual limit, MPs have said. It comes as the Chancellor is said to be considering restricting the allowance to £10,000.
I became an Isa millionaire at 36 - here's how you can become one too
23/10/25 05:00Becoming an Isa millionaire is the dream for many ambitious stocks and shares investors. At the age of just 36, Ollie Perry became one.
State pension nears taxable status due to triple lock hikes
22/10/25 08:24With inflation at 3.8 per cent, wage growth will determine the state pension increase due to the triple lock, delivering another big rise.
State pension inches away from being taxed as triple lock pushes it up by inflation-busting 4.8%
22/10/25 06:55With inflation at 3.8 per cent, wage growth will determine the state pension increase due to the triple lock, delivering another big rise.
Rachel Reeves is coming for your savings and investments with the biggest Isa shake-up ever in her Budget
21/10/25 09:04According to reports, savers could see their annual cash allowance slashed and be forced to invest a minimum amount in UK companies.
Morrisons to shut 103 shops including cafes and pharmacies, check the full list to see if your local is shutting
21/10/25 12:20Supermarket giant Morrisons will close 103 stores, cafes, florists and pharmacies this year in the latest blow to the high street.
Rachel Reeves is coming for YOUR pensions, property and savings: How she could bring in a wealth tax by the back door
21/10/25 10:57Fears are mounting that Rachel Reeves will tax those who have diligently worked to build their wealth in her upcoming Budget.
Zopa launches new 'best buy' easy-access savings account
21/10/25 06:45Zopa has launched an easy-access account with a top rate. The easy-access account is available to new and existing Zopa customers who open or hold a Zopa current account.
Zopa launches new best buy easy-access savings account paying 4.75%
20/10/25 11:01Zopa has launched an easy-access account with a top rate. The easy-access account is available to new and existing Zopa customers who open or hold a Zopa current account.
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Premium Bonds Winners
| Prize | Area | Value of bond |
| £1,000,000 | Central Bedfordshire | £17,500 |
| £1,000,000 | Liverpool | £2,000 |
| £100,000 | East Riding Of Yorkshire | £10,000 |
| £100,000 | Kent | £18,025 |
| £100,000 | East Sussex | £150 |
| £100,000 | Warwickshire | £10,000 |
| £100,000 | South East Wales | £30,000 |
| £100,000 | Cambridgeshire | £1,650 |
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