Current Account Overdraft Charges

By THIS IS MONEY
Updated:

 

Interest reflects effective annual rate.

Current Account Overdraft Charges
  Authorised Unauthorised
Updated August 2003
Note: Some limits, thresholds and conditions not shown.
Interest reflects effective annual rate.
Account Interest Fee Interest Fee
Abbey National Bank Account 8.7 None 27 £15pm + £9
Alliance & Leicester Alliance 12.0 None 12.0 £10pm + £3.50
Alliance & Leicester Premier 9.9 None 9.9 £10pm + £3.50
Bank of Scotland Banking Direct Cheque 13.25 None 23.75 £20 for letter informing of O/d and £30 on each returned cheque.
Bank of Scotland Current Account 8.9% None 28.8 £20 for letter informing of O/d and £30 on each returned cheque.
Bank of Scotland Chequeplus 18.0 None 29.75 £15pm + £20
Barclays Bank 15.6 None 27.5 £20 per transaction - up to £60
Barclays Bank Additions 12 None 27.5 £20 per transaction - up to £60
Citibank 0 to £500 then 14.25 None 35.0 None
Clydesdale Bank Current Negotiable £3pm 29.9 £10pm
Clydesidale Bank Extra 19.56 £8.50pm 34.49 £10pm
Clydesdale Bank Silver 10.43 £4.50pm mngment fee 31.84 £10pm
Clydesdale Bank Gold 8.34 £6.25pm mngment fee 31.84 £10pm
Co-operative Bank Current 19.56 £8pm 32.92 £10pm + £4.50 daily
First Direct Online 12.9 Fee-free to £10k 24.9 £15
First Direct Cheque 15.9 Fee-free to £250 24.9 £37.50
Fleming Bank Premier 2.5 £5pm 10 £5pm
Halifax 8.9 None 28.8 £28 (if not more than 2 days)
HSBC Bank Account 18.3 None 29.5 £27pm
HSBC Premier Account 12.6 None 29.5 £27pm
Intelligent Finance (online) 9 None 25 £25
Leeds and Holbeck BS 12 £5pm 26.53 £10
Lloyds TSB Classic 17.3 £5pm 29.8 ex-TSB customers: £20 + £5 daily. ex-Lloyds: £10 + £10 per £10 O/d
Lloyds Bank Select 16.9 £5pm plus £4pm acc management fee 29.8 As above
Lloyds Bank Gold Service 14.8 £8pm acc management fee 26.8 As above
Nationwide BS FlexAccount 9.9 None 19.9 £10pm
NatWest Bank Current Plus 17.8 None 33.8 £14pm
NatWest Bank Advantage Gold 16.06 £6pm acc management fee 33.8 £14pm
NatWest Bank Advantage Premier 8.84 £150pa acc management fee 24.97 £14pm
Northern Rock Current 11.9 £7pm 29.8 £20pm
Norwich & Peterborough BS Gold Current 18.1 £6pm 30.2 £13.50pm + £5.50
Royal Bank of Scotland IPCA Tiered rates Below £1k: 17.9 None 33.7 £15
Royal Bank of Scotland Royalties Tiered rates Below £1k: 13.2 £5pm acc management fee 33.7 £15
Royal Bank of Scotland Royalties Gold Tiered rates Below £1k: 10.8 £9pm acc management fee 33.7 £15
Smile Bank 9.9 None 25 £5pm+ £3.50 daily
Woolwich Current 11.0 £3.50pm 29.5 £3 daily
Woolwich Open 11.0 £3.50pm 11 £3 daily
Yorkshire Bank Current 18.86 None 31.37 None
Yorkshire Bank Paymaster 18.6 £6pm 30.6 None

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