Win £5,000 with LloydsTSBCompare.com

By THIS IS MONEY
Updated:

 

Imagine how £5,000 to pay everyday expenses such as utility bills and insurance could help you to sail through the downturn.

Wouldn't it be wonderful if someone else picked up the bill the next time you stocked up at the supermarket or filled the car with petrol?

How much easier would it be to budget if your home energy costs were covered and your phone bill paid?

This is the fantastic prize on offer in our exclusive 'Beat the Downturn' competition, sponsored by online comparison service LloydsTSBCompare.com. One reader will win £5,000 (paid in installments) to put towards essential bills over the next 12 months.

No matter what your circumstances, £5,000 is a huge lift in these difficult times. It frees up other income for you to spend how you want.

Treat yourself to a few well-deserved luxuries, for example, or divert some of your spare income to boost savings.

And for anyone already struggling on a reduced income, this sort of money can give you some vital extra breathing space and time to reorganise your finances.

The prize has been carefully chosen to give you help where you need it most – with essential day-to-day bills. LloydsTSBCompare.com will give the winner £5,000 (paid in monthly installments over 12 months) which can be put towards any of the following:

- Your food and grocery shopping - Broadband and home phone costs - Gas and electricity bills - Car insurance and petrol costs

Exactly how you choose to split the money is up to you. If you have a big family, maybe you will spend more on the food and groceries.

A long-distance driver? Then free petrol could be right up your street. Worried about heating bills? Turn up the thermometer and relax in the knowledge that someone else is paying this year.

You have nothing to lose, so go on and enter this free competition right now.

How to enter

You simply need to answer three straightforward questions. You can find the answers within the pages of this guide.


ENTER NOW>>

Inside the guide

• Crunch Tips: 30 cracking ideas to stretch your income, slim your spending and budget wisely in a downturn.
• Your financial priorities change with age: How financial challenges and opportunities evolve through different phases of our life
• Managing Your Money: Taking control of your budget and knowing where your money goes is an essential first step to success.
• Dump the expensive habit: Quitting smoking can save you more than your health
• Ditching Your Debts: Get on top of problem debts and free up extra income with this step-by-step strategy.
• Debt planning essentials
• Staying in control
• Dealing with problem debts
• Boosting Your Income: How to earn a little extra from your talents and maybe even your home.
• Making money from your home
• Managing Your Mortgage: Take advantage of lower interest rates to trim your mortgage down to size.
• Savvy Savings: Increase your financial safety net and get your savings working hard for you
• Savings essentials
• Strolling to tax-free savings
• Seeking out a decent income
• Doors Opening in a Downturn: Can you take advantage of bargain deals to gain from the downturn?
• Rebuilding after redundancy
• Homing in on a good deal
• Competition: Win up to £5,000 towards your essential bills over the next year in our fantastic reader competition.
• Competition: 1,000 children's books to give away. Enter the giveaway to win a copy of A Crocodile for Billy, produced with Ladybird Books.
•The Crunch: Your questions answered

1. Open to all UK residents. 2. No purchase necessary. 3. Entries are limited to one per person. 4. To enter by post complete the coupon on this page and return to Beat the Downturn, PO BOX 5000, Alton, Hampshire, GU34 9BX. To enter online go to www.thisismoney.co.uk/lloydstsb and follow the instructions on screen. 5. Only entries with 3 correct answers and received by 17.04.09 will be entered into the draw. 6. A winner will be drawn at random from all eligible entries on 20.04.09 and will be notified by telephone within 3 days of the close of the draw. 7. The winner will receive £5,000 which will be sent to the winner over 12 monthly payments (£416.66 per month). 8. If, in the unlikely event that the winner is unable to be contacted by 27.04.09 after all reasonable efforts have been made, then the prize will no longer be available to the winner and a new winner will be re-drawn. 9. By taking part in the promotion participants will be deemed to have accepted and be bound by these rules. Winners may be required to take part in publicity to promote Lloyds TSB. 10. The name and county of the winner will be made available by sending a SAE to Winners List, PO BOX 5004, Alton, Hampshire, GU34 9DB after the draw date. 11. Any details provided on the entry form will only be used for the purpose of administering the draw. 12. The promoter is Lloyds TSB Bank plc, 25 Gresham Street, London, EC2V 7HN. 13. The Mail on Sunday will manage all matters relating to the draw and prize fulfilment.

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