Given a variety (in the sense of universal algebra) $\mathscr{V}$ axiomatized by a finite set of equations $E$, say that $\mathscr{V}$ is consistently gappy iff it is consistent with $\mathsf{ZF}$ that there is an algebra $A\in\mathscr{V}$ which is uncountable but has only countably many subalgebras (since $E$ is finite this makes sense). For example, the variety of groups is consistently gappy via the "dyadic circle" $\mathbb{Z}[{1\over 2^\infty}]/\mathbb{Z}$ (see this old answer of mine for details), and a similar argument works for rings. On the other hand, lattices - or any other variety in which all operations are idempotent - are not consistently gappy since they always have at least as many substructures as elements.
My question is:
Which (finitely-based) varieties are consistently gappy?
I'm tempted to suggest that the following is a sufficient condition for consistent gappiness of a nontrivial variety $\mathscr{V}$:
- There is some binary term operation $\star$ such that $\star$ is associative in $\mathscr{V}$ and for some $a\in A\in\mathscr{V}$ we have $\vert\{a^{\star n}: n\in\mathbb{N}\}\vert=\infty$.
However, I have no actual evidence for this.