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SoFi Technologies, Inc. (SOFI)
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22.08 -0.73 (-3.20%)
At close: February 2 at 4:00:00 PM EST
22.15 +0.07 (+0.33%)
After hours: 7:59:56 PM EST
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News headlines SoFi Technologies has recently reported strong earnings and partnered with GoTu Technology to enhance its financial wellness offerings. Despite a record quarter, investor sentiment remains mixed due to valuation concerns and market volatility.
SoFi Technologies has recently reported strong earnings and partnered with GoTu Technology to enhance its financial wellness offerings. Despite a record quarter, investor sentiment remains mixed due to valuation concerns and market volatility.
Updated 12m ago · Powered by Yahoo Scout
- Previous Close
22.81 - Open
22.53 - Bid 22.03 x 3800
- Ask 22.13 x 3800
- Day's Range
21.86 - 22.78 - 52 Week Range
8.60 - 32.73 - Volume
63,345,212 - Avg. Volume
58,618,070 - Market Cap (intraday)
27.902B - Beta (5Y Monthly) 2.18
- PE Ratio (TTM)
58.11 - EPS (TTM)
0.38 - Earnings Date (est.) Apr 28, 2026
- Forward Dividend & Yield --
- Ex-Dividend Date --
- 1y Target Est
26.92
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
www.sofi.com--
Full Time Employees
December 31
Fiscal Year Ends
Sector
Industry
Recent News: SOFI
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Performance Overview: SOFI
Trailing total returns as of 2/2/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .
YTD Return
SOFI
15.66%
S&P 500 (^GSPC)
1.91%
1-Year Return
SOFI
39.92%
S&P 500 (^GSPC)
15.49%
3-Year Return
SOFI
186.01%
S&P 500 (^GSPC)
66.91%
5-Year Return
SOFI
9.25%
S&P 500 (^GSPC)
82.33%
Earnings Trends: SOFI
View MoreAnalyst Insights: SOFI
View MoreStatistics: SOFI
View MoreValuation Measures
As of 1/30/2026
Market Cap
28.82B
Enterprise Value
--
Trailing P/E
58.49
Forward P/E
38.61
PEG Ratio (5yr expected)
1.76
Price/Sales (ttm)
7.90
Price/Book (mrq)
2.75
Enterprise Value/Revenue
8.51
Enterprise Value/EBITDA
--
Financial Highlights
Profitability and Income Statement
Profit Margin
13.43%
Return on Assets (ttm)
1.11%
Return on Equity (ttm)
5.66%
Revenue (ttm)
3.58B
Net Income Avi to Common (ttm)
481.32M
Diluted EPS (ttm)
0.38
Balance Sheet and Cash Flow
Total Cash (mrq)
4.93B
Total Debt/Equity (mrq)
18.32%
Levered Free Cash Flow (ttm)
--
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Company Insights: SOFI
Fair Value
Fair Value is the appropriate price for the shares of a company, based on its earnings and growth rate also interpreted as when P/E Ratio = Growth Rate. Estimated return represents the projected annual return you might expect after purchasing shares in the company and holding them over the default time horizon of 5 years, based on the EPS growth rate that we have projected. Learn more
Dividend Score
The distribution of earnings a company pays back to its shareholders based off the company’s profits. Usually paid out on a quarterly basis in the form of cash or additional stocks.
Hiring Score
A company’s hiring trends in key indicators can indicate how well the company is doing in terms of growing the company and where they are currently prioritizing.
Insider Sentiment Score
Vicker’s Insider Sentiment provides insights into trades made by insiders. This can be used to gain valuable insights and as a reflection of the prospect of the company based on insider trading.
Research Reports: SOFI
View MoreSoFi Earnings: Strong Loan Volume Drives Rapid Revenue Growth
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
RatingPrice TargetSoFi Earnings: Raising Fair Value Estimate to $18 From $16 on Strong Loan Platform, Mortgage Volume
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
RatingPrice TargetSoFi Earnings: Raising Fair Value Estimate to $18 From $16 on Strong Loan Platform, Mortgage Volume
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
RatingPrice TargetSoFi Earnings: Raising Fair Value Estimate to $18 From $16 on Strong Loan Platform, Mortgage Volume
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
RatingPrice Target