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Build your Connect integration

Select your business model and monetization strategy, then get a tailored code quickstart.

Configure the following options to get personalized guidance and best practices for building your Connect integration, including:

  • The recommended charge type
  • Your risk and compliance responsibilities
  • A preview of the user experience
  • A customized code quickstart
  • A customized LLM prompt that you can copy to use with an AI coding assistant

1. Select your business model

Your business model determines the appropriate flow of funds for your integration.

Sellers collect payments directly and pay fees to Stripe. For example, an eCommerce platform that processes payments under the hood for independent sellers.
Your platform collects payments and distributes funds to sellers. For example, a food delivery service that connects customers with restaurants and drivers.

Select a dashboard for your connected accounts:

Full access to the Stripe Dashboard for connected accounts.
A streamlined, platform-branded dashboard for connected accounts.

2. Select a monetization strategy

You can select one or more ways for your platform to charge connected accounts.

Charge a commission or fee for each payment.
Charge a SaaS subscription fee to connected accounts.

Setup

Based on your selections, the sections below provide a personalized setup.

Accept a payment

A direct charge is a customer payment made directly to a connected account. Customers directly transact with your connected account, often unaware of your platform’s existence.

This charge type is best suited for platforms providing software as a service. For example, Shopify provides tools for building online storefronts, and Thinkific enables educators to sell online courses.

Risk and compliance responsibilities

Stripe monitors risk signals on connected accounts, implements risk interventions in response to those signals, and seeks to recover negative balances from your connected accounts.

For most software as a service platforms, this is the best choice, especially if you’re new to embedding payments:

  • Stripe monitors your connected accounts for credit and fraud risk, as well as protection against risk of loss in the event of negative balances attributed to business risk.
  • Stripe handles all the end to end communications and remediations directly with your connected accounts through hosted flows or embedded components.

Learn about managing funds movement for payment reversals specifically for SaaS platforms, including how to handle refunds and dispute chargebacks effectively.

This configuration works with both the full Stripe Dashboard and the Express Dashboard. If you want a lightweight, platform-branded dashboard for your connected accounts, pair Managed Risk with the Express Dashboard.

Preview the user experience

Connected accounts use hosted onboarding and manage their accounts from a hosted interface.

Stripe-hosted onboarding handles the collection of business and identity verification information from connected accounts, requiring minimal effort from the platform. A web form hosted by Stripe renders dynamically, based on the capabilities, country, and business type of each connected account.

Stripe-hosted onboarding form for a connected account, shown alongside Furever branding